All trainees are obliged to be covered by the following insurances during their traineeship:
- Health insurance,
- Accident insurance for damage suffered by the participant at the workplace
- Liability insurance for damages caused by the participant at the workplace.
DAAD insurance package
In order to be on the safe side and avoid struggling with German insurance system, we recommend our international students to take the insurance package of the German Academic Exchange Service (DAAD).
The DAAD offers Erasmus scholarship holders a combined health, accident and personal liability insurance. This costs about 32.00 (tariff 720) if you are still compulsorily insured in Germany (e.g. for compulsory internships via your university) and otherwise 64.00 (tariff 726; includes treatment in Germany). Further information and the relevant application documents can be found on the DAAD website. Contact person is Ms Palm.
Accident and liability insurance
Often, trainees are insured against accidents and liability at the workplace by their host institution. However, this varies from country to country and must always be checked before. As a general rule, Erasmus trainees are not insured by their sending university.
We check this in the Learning Agreement, in which the sending university and internship institution provide information on how their trainee will be insured. And we check the information in the Grant Agreement given by the trainee.
Generally, members of the statutory health insurance are also insured in other European countries. Please inquire with your health insurance company! Otherwise a private international health insurance will be necessary.
If you have any questions about insurance during your internship, please contact the Leonardo office in Saxony-Anhalt.
The EU emergency telephone number is 112 and valid throughout Europe at any time.